How do I submit a credit application?
The first step to approval is to fill out our credit application form. After we review it, we'll get back to you with a credit plan that best suits your needs and situation.
What if I just want to see if I can get pre-approved?
If you’re looking for pre-approval, fill out the same application form and indicate your preference for a pre-approval only in the initials line. We will use this information to design a budget plan for you.
What is conventional financing? Or easy financing?
With the regular programs you can tailor your purchase to reflect your individual needs. Your equal monthly payments are determined using competitive rates and 24-180 month terms (with some limitations). Together we can work out a financing arrangement that best suits your budget and your needs. We do all the work for you!
Is a down payment required?
For most of our clients a down payment isn't required, though this may not always be the case depending on the terms and conditions of your financing. The best way to find out if you'll need any money down on your machine is to contact us directly!
What documents do I need to finance?
All buyers require a valid government drivers license, a current paystub, and a void cheque. Because different finance organizations may require additional documentation, we suggest you contact us for a complete list of what you will need prior to completing your paperwork.
How long does it take to get approved?
Once all required documents are received, they are sent to the lender. Some have longer processing time than others, but from start to finish the process takes between a few hours to a few days.
Can I trade in my current machine?
Yes! In fact, we often take in trades that are not paid off yet. We deal directly with your financial institution in order to close your old loan.
How can I get the best rate?
We offer competitive rates from a variety of banks and finance organizations to fit nearly every budget and credit portfolio. Rates are based on your credit profile, product and structure of the loan.
Am I locked into this loan?
Most of the loans we offer are open and you may pay out the finance contract at any time without prepayment penalties. This gives you the freedom to exit the loan pending it is paid off in full!
